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Investors came back stronger in March with stronger borrowing activity that reached a new record high.<\/p>\n
Figures from the Australian Bureau of Statistics (ABS) showed a 2.9% monthly and 48.4% yearly growth in the value of investor housing loans.<\/p>\n
Over the month, the value of investor loan commitments hit a new record high of $11.7bn, providing a significant boost to the overall growth in housing loan commitments.<\/p>\n
Despite this growth in investor loans, the segment only represented 35% of the overall market, still below the peak of 46% recorded in 2015. \u00a0<\/p>\n
Investor lending increased the highest in the Northern Territory (32.4%) and the Australian Capital Territory (14.9%).<\/p>\n
Growth in investor lending was also witnessed in Queensland (6.7%), South Australia (8.5%), and Western Australia (5.9%).<\/p>\n
Investor loan commitments had been increasing since November 2020 but declined in February 2022 before rebounding again in March.<\/p>\n
Owner-occupier financing also rebounded in March, reversing its 4.7% fall in February and recording a 0.9% growth to $21.6bn.<\/p>\n
However, owner-occupier lending remained 2.2% lower than during the same time last year.<\/p>\n
Housing Industry Association (HIA) Economist Tom Devitt said while quarterly figures show a decline in housing loan value, the level remained strong especially compared to the same period pre-pandemic.<\/p>\n
\u201cThe impact of yesterday\u2019s rise in the cash rate on lending for the purchase of a home could take six months to emerge in this data set,\u201d he said.<\/p>\n
Mr Devitt said first-home buyers remain active in the market, despite falling from levels observed during the HomeBuilder stimulus.<\/p>\n
\u201cLoans to first home buyers in the first quarter of 2022 were up by a third on the equivalent quarter pre-pandemic,\u201d he said.<\/p>\n
\u201cOther owner-occupiers have remained especially active in the market, with the value of loans to this demographic still almost double their pre-pandemic levels.<\/p>\n
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Photo by tierramallorca on Unsplash<\/p>\n<\/p><\/div>\n
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