{"id":2455,"date":"2022-04-29T05:20:36","date_gmt":"2022-04-29T05:20:36","guid":{"rendered":"https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/"},"modified":"2022-04-29T05:20:36","modified_gmt":"2022-04-29T05:20:36","slug":"do-it-yourself-superannuation-is-not-for-the-average-handyman","status":"publish","type":"post","link":"https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/","title":{"rendered":"Do-it-yourself superannuation is not for the average handyman"},"content":{"rendered":"

[ad_1]
\n<\/p>\n

For anyone considering a move from their industry fund into their own personally tailored self-managed superannuation fund, there are a lot of cons to consider in pursuit of the pros.<\/p>\n

\n

The ability to take charge of their own retirement has proven so attractive that today more than a quarter of all superannuation funds in Australia are self-managed superannuation funds (SMSFs).<\/p>\n

Within the $3.4 trillion superannuation market, more than a million Australians have taken on the burden, and anticipated increased gains, associated with managing their own retirement fund allocations, encompassing everything from property to shares and even cryptocurrency.<\/p>\n

Deloitte\u2019s\u00a0\u2018Dynamics of the Australian Superannuation System: The next 20 years to 2041\u2019<\/em>\u00a0report found industry super funds currently had 41 per cent of the market share followed by SMSFs (26 per cent), retail super funds (25 per cent), public funds (6 per cent), and corporate funds (2 per cent).<\/p>\n

By 2041, superannuation assets in Australia were expected to total $9.2 trillion, with SMSFs growing significantly in value.<\/p>\n

But for anyone considering a move from their industry or other super fund into their own personally tailored SMSF, there are a lot of cons to consider in pursuit of the pros.<\/p>\n

Simon Gold, Tax Practice Manager (NSW) at Australasian Taxation Services, said the allure of control was enticing but the reality of managing the investment and the costs associated with SMSFs can be a deterrent.<\/p>\n

\u201cThe biggest negative would be the very stringent compliance requirements, which can easily \u2013 and often completely unintentionally \u2013 trigger a breach of the regulations,\u201d he said.<\/p>\n

\u201cIt could be as simple as paying an expense from the wrong account, buying investments in the incorrect name, such as the member\u2019s personal name instead of the super\u2019 fund, or even the members obtaining some personal use of an investment, like staying a few days in a property that the fund may own.\u201d<\/p>\n

As well as the labyrinth of regulatory, auditing and reporting requirements that can consume around 100 hours of labour a year, there are financial costs too.<\/p>\n

\u201cIt costs anywhere from $1,000 – $2,500 plus GST, with the upper end including the cost of forming a corporate trustee,\u201d Mr Gold said.<\/p>\n

\u201cThe work can be outsourced to professional SMSF fund managers and financial advisers, but these also come at a price.\u201d<\/p>\n

But as the name implies, a self-managed fund is most successful when it has actively involved members, which is limited to a maximum of six in Australia.<\/p>\n

\u201cSuccessful members will give due consideration to the type, style and nature of the underlying investments being made and consciously decide when to transact.<\/p>\n

\u201cThe members look to maximise the effectiveness of contributions being made, be they concessional or non-concessional, and devote time to ensuring the fund will have sufficient financial resources to pay out pensions well past the members\u2019 retirement,\u201d Mr Gold said.<\/p>\n

Fortune favours the brave<\/strong><\/p>\n

Managing an SMSF is not for the feint hearted.<\/p>\n

An SMSF must be set up as a trust, which is\u00a0a legal arrangement where trustees manage assets on behalf of beneficiaries (the SMSF\u2019s members). Every member of an SMSF must be either an\u00a0individual or a corporate trustee.<\/p>\n

All SMSF trustees are\u00a0responsible for ensuring the fund\u2019s ongoing legal compliance with superannuation and taxation legislation,\u00a0including annual fund auditing, reporting and tax obligations to the\u00a0Australian Taxation Office.<\/p>\n

\"Proportion<\/p>\n

Trustees should all be aware of the very\u00a0severe consequences for getting it wrong.\u00a0If the fund is deemed to have breached its compliance responsibilities, penalties can include fines and civil or criminal proceedings.<\/p>\n

Yannick Ieko, an SMSF lending expert who founded and heads up SMSF Loan Experts and NDIS Loan Experts, said investors should not underestimate the financial and investment expertise required to run their own SMSF.<\/p>\n

\u201cManaging and administering your own super’ fund is extremely time-consuming and many people simply do not have the time required to do this on their own,\u201d Mr Ieko said.<\/p>\n

\u201cEven the length of time to start up your own SMSF can be time-consuming, with the average recommended time between four and six weeks and if you don\u2019t invest the time, the SMSF may not support your intended retirement outcomes.\u201d<\/p>\n

As with any investment, there was no guarantee of a successful return.<\/p>\n

\u201cInvestors need to consider what plans and measures they have in place in the event of a member being ill or passing away.<\/p>\n

\u201cOther risks include losing money through theft or fraud or simply through poor investment decisions.<\/p>\n

\u201cKeep in mind that if this happens, members will not have access to any compensation or to the Australian Financial Complaints Authority,\u201d Mr Ieko said.<\/p>\n

All about balance<\/strong><\/p>\n

SMSFs are not for small investors.<\/p>\n

Mr Gold said while there is no hard and fast rule, the tipping point where costs as a percentage of the overall balance tends to become more favourable to an SMSF is once the overall balance exceeds about $250,000.<\/p>\n

\u201cThe major winner – or loser – has more to do with what the underlying investments are,\u201d he said.<\/p>\n

\u201cBy being able to cherry-pick specific asset classes and then specific investments within that asset class, there is a far greater ability to outperform a retail or industry fund.<\/p>\n

\u201cBut simply having an SMSF does not automatically create enhanced income or wealth.\u00a0<\/p>\n

\u201cThere are many funds who have invested in the wrong stock, the wrong property, and most recently the wrong cryptocurrency at the wrong time and it has been financially disastrous.\u201d<\/p>\n

According to the Self Managed Superannuation Fund Association, the investment performance of a typical SMSF improves as the fund balance approaches $200,000. Once this threshold is reached the fund achieves comparable investment returns with APRA regulated funds, it said.<\/p>\n

A research report the Association commissioned from the University of South Australia suggests current regulatory guidance around minimum SMSF balances is poorly calibrated.<\/p>\n

In their guidance to licensees and advisers on the disclosure of SMSF costs, ASIC states that \u201con average, SMSFs with balances below $500,000 have lower returns after expenses and tax than funds regulated by APRA\u201d.<\/p>\n

Association CEO John Maroney said the research data revealed no material differences in performance patterns for SMSFs between $200,000 and $500,000.<\/p>\n

\u201cThe notion that smaller SMSFs in this range deliver materially lower investment returns, on average, than larger SMSFs in this range, is not supported by the research results.\u201d<\/p>\n

\u201cThe research results suggest a more appropriate threshold is $200,000\u201d, Mr Maroney said.<\/p>\n

A growing force<\/strong><\/p>\n

SMSFs were expected to remain popular but growth was expected to be less strong for pre-retirement assets than post-retirement assets.<\/p>\n

Deloitte said many industry funds are improving their investment propositions for members by allowing members to be able to directly invest in equities of large Australian Securities Exchange listed companies, exchange traded funds and managed funds.<\/p>\n

\u201cThis provides a viable alternative for members to setting up their own SMSF to take more control over the selection of investments in their fund, although there are generally limitations on how much of a member\u2019s accounts can be allocated to direct investments and a more restricted range of permitted direct investments.<\/p>\n

\u201cThe low fees and strong investment performance of industry funds, combined with strong inflows, will result in a growth rate of approximately 10 per cent per annum for industry fund post-retirement assets, compared to 6.5 per cent for retail funds and 5.5 per cent for SMSFs.\u201d<\/p>\n

An SMSF is not the right route for everyone, according to Mr Ieko.<\/p>\n

\u201cIt can be a great means for creating wealth for yourself, but you need to have the right expertise to make it work for you,\u201d\u00a0he said.<\/p>\n

\u201cIf you can do it correctly and maintain and contribute to it regularly, you can enjoy some great tax concessions under superannuation law but if not, it is best to leave it to the professionals.\u201d<\/p>\n<\/p><\/div>\n

[ad_2]
\n
Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

[ad_1] For anyone considering a move from their industry fund into their own personally tailored self-managed superannuation fund, there are a lot of cons to consider in pursuit of the pros. The ability to take charge of their own retirement has proven so attractive that today more than a quarter of all superannuation funds in […]<\/p>\n","protected":false},"author":1,"featured_media":2456,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[83],"tags":[],"class_list":["post-2455","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"yoast_head":"\nDo-it-yourself superannuation is not for the average handyman | Urban Buyer: Buyers Agent & Advocates | Best Property Buyers For You<\/title>\n<meta name=\"description\" content=\"For anyone considering a move from their industry fund into their own personally tailored self-managed superannuation fund, there are a lot of cons to\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Do-it-yourself superannuation is not for the average handyman\" \/>\n<meta property=\"og:description\" content=\"For anyone considering a move from their industry fund into their own personally tailored self-managed superannuation fund, there are a lot of cons to\" \/>\n<meta property=\"og:url\" content=\"https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/\" \/>\n<meta property=\"og:site_name\" content=\"Urban Buyer: Buyers Agent & Advocates | Best Property Buyers For You\" \/>\n<meta property=\"article:published_time\" content=\"2022-04-29T05:20:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/royabhishek.in\/urbanbuyer\/wp-content\/uploads\/2022\/04\/retirement.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"450\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"urbanbuyer\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"urbanbuyer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/do-it-yourself-superannuation-is-not-for-the-average-handyman\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/do-it-yourself-superannuation-is-not-for-the-average-handyman\\\/\"},\"author\":{\"name\":\"urbanbuyer\",\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/#\\\/schema\\\/person\\\/e512343607f0603098a628b2f082e58d\"},\"headline\":\"Do-it-yourself superannuation is not for the average handyman\",\"datePublished\":\"2022-04-29T05:20:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/do-it-yourself-superannuation-is-not-for-the-average-handyman\\\/\"},\"wordCount\":1291,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/do-it-yourself-superannuation-is-not-for-the-average-handyman\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/wp-content\\\/uploads\\\/2022\\\/04\\\/retirement.jpg\",\"articleSection\":[\"Finance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/do-it-yourself-superannuation-is-not-for-the-average-handyman\\\/#respond\"]}],\"copyrightYear\":\"2022\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/do-it-yourself-superannuation-is-not-for-the-average-handyman\\\/\",\"url\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/do-it-yourself-superannuation-is-not-for-the-average-handyman\\\/\",\"name\":\"Do-it-yourself superannuation is not for the average handyman | Urban Buyer: Buyers Agent & Advocates | Best Property Buyers For You\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/do-it-yourself-superannuation-is-not-for-the-average-handyman\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/do-it-yourself-superannuation-is-not-for-the-average-handyman\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/wp-content\\\/uploads\\\/2022\\\/04\\\/retirement.jpg\",\"datePublished\":\"2022-04-29T05:20:36+00:00\",\"description\":\"For anyone considering a move from their industry fund into their own personally tailored self-managed superannuation fund, there are a lot of cons to\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/do-it-yourself-superannuation-is-not-for-the-average-handyman\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/do-it-yourself-superannuation-is-not-for-the-average-handyman\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/do-it-yourself-superannuation-is-not-for-the-average-handyman\\\/#primaryimage\",\"url\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/wp-content\\\/uploads\\\/2022\\\/04\\\/retirement.jpg\",\"contentUrl\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/wp-content\\\/uploads\\\/2022\\\/04\\\/retirement.jpg\",\"width\":800,\"height\":450},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/do-it-yourself-superannuation-is-not-for-the-average-handyman\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Do-it-yourself superannuation is not for the average handyman\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/#website\",\"url\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/\",\"name\":\"Urban Buyer: Buyers Agent & Advocates | Best Property Buyers For You\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":[\"Organization\",\"Place\"],\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/#organization\",\"name\":\"Urban Buyer\",\"url\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/\",\"logo\":{\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/do-it-yourself-superannuation-is-not-for-the-average-handyman\\\/#local-main-organization-logo\"},\"image\":{\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/do-it-yourself-superannuation-is-not-for-the-average-handyman\\\/#local-main-organization-logo\"},\"telephone\":[],\"openingHoursSpecification\":[{\"@type\":\"OpeningHoursSpecification\",\"dayOfWeek\":[\"Monday\",\"Tuesday\",\"Wednesday\",\"Thursday\",\"Friday\",\"Saturday\",\"Sunday\"],\"opens\":\"09:00\",\"closes\":\"17:00\"}]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/#\\\/schema\\\/person\\\/e512343607f0603098a628b2f082e58d\",\"name\":\"urbanbuyer\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/d42f47275424a56c9f4cd9c6025919eb181020d3091ce065aac775fd89d9df2b?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/d42f47275424a56c9f4cd9c6025919eb181020d3091ce065aac775fd89d9df2b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/d42f47275424a56c9f4cd9c6025919eb181020d3091ce065aac775fd89d9df2b?s=96&d=mm&r=g\",\"caption\":\"urbanbuyer\"},\"sameAs\":[\"https:\\\/\\\/urbanbuyer.wpengine.com\"],\"url\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/author\\\/urbanbuyer\\\/\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/do-it-yourself-superannuation-is-not-for-the-average-handyman\\\/#local-main-organization-logo\",\"url\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/wp-content\\\/uploads\\\/2021\\\/08\\\/UB-Logo-Colour.png\",\"contentUrl\":\"https:\\\/\\\/royabhishek.in\\\/urbanbuyer\\\/wp-content\\\/uploads\\\/2021\\\/08\\\/UB-Logo-Colour.png\",\"width\":3920,\"height\":761,\"caption\":\"Urban Buyer\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Do-it-yourself superannuation is not for the average handyman | Urban Buyer: Buyers Agent & Advocates | Best Property Buyers For You","description":"For anyone considering a move from their industry fund into their own personally tailored self-managed superannuation fund, there are a lot of cons to","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/","og_locale":"en_US","og_type":"article","og_title":"Do-it-yourself superannuation is not for the average handyman","og_description":"For anyone considering a move from their industry fund into their own personally tailored self-managed superannuation fund, there are a lot of cons to","og_url":"https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/","og_site_name":"Urban Buyer: Buyers Agent & Advocates | Best Property Buyers For You","article_published_time":"2022-04-29T05:20:36+00:00","og_image":[{"width":800,"height":450,"url":"https:\/\/royabhishek.in\/urbanbuyer\/wp-content\/uploads\/2022\/04\/retirement.jpg","type":"image\/jpeg"}],"author":"urbanbuyer","twitter_card":"summary_large_image","twitter_misc":{"Written by":"urbanbuyer","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/#article","isPartOf":{"@id":"https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/"},"author":{"name":"urbanbuyer","@id":"https:\/\/royabhishek.in\/urbanbuyer\/#\/schema\/person\/e512343607f0603098a628b2f082e58d"},"headline":"Do-it-yourself superannuation is not for the average handyman","datePublished":"2022-04-29T05:20:36+00:00","mainEntityOfPage":{"@id":"https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/"},"wordCount":1291,"commentCount":0,"publisher":{"@id":"https:\/\/royabhishek.in\/urbanbuyer\/#organization"},"image":{"@id":"https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/#primaryimage"},"thumbnailUrl":"https:\/\/royabhishek.in\/urbanbuyer\/wp-content\/uploads\/2022\/04\/retirement.jpg","articleSection":["Finance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/#respond"]}],"copyrightYear":"2022","copyrightHolder":{"@id":"https:\/\/royabhishek.in\/urbanbuyer\/#organization"}},{"@type":"WebPage","@id":"https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/","url":"https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/","name":"Do-it-yourself superannuation is not for the average handyman | Urban Buyer: Buyers Agent & Advocates | Best Property Buyers For You","isPartOf":{"@id":"https:\/\/royabhishek.in\/urbanbuyer\/#website"},"primaryImageOfPage":{"@id":"https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/#primaryimage"},"image":{"@id":"https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/#primaryimage"},"thumbnailUrl":"https:\/\/royabhishek.in\/urbanbuyer\/wp-content\/uploads\/2022\/04\/retirement.jpg","datePublished":"2022-04-29T05:20:36+00:00","description":"For anyone considering a move from their industry fund into their own personally tailored self-managed superannuation fund, there are a lot of cons to","breadcrumb":{"@id":"https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/#primaryimage","url":"https:\/\/royabhishek.in\/urbanbuyer\/wp-content\/uploads\/2022\/04\/retirement.jpg","contentUrl":"https:\/\/royabhishek.in\/urbanbuyer\/wp-content\/uploads\/2022\/04\/retirement.jpg","width":800,"height":450},{"@type":"BreadcrumbList","@id":"https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/royabhishek.in\/urbanbuyer\/"},{"@type":"ListItem","position":2,"name":"Do-it-yourself superannuation is not for the average handyman"}]},{"@type":"WebSite","@id":"https:\/\/royabhishek.in\/urbanbuyer\/#website","url":"https:\/\/royabhishek.in\/urbanbuyer\/","name":"Urban Buyer: Buyers Agent & Advocates | Best Property Buyers For You","description":"","publisher":{"@id":"https:\/\/royabhishek.in\/urbanbuyer\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/royabhishek.in\/urbanbuyer\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":["Organization","Place"],"@id":"https:\/\/royabhishek.in\/urbanbuyer\/#organization","name":"Urban Buyer","url":"https:\/\/royabhishek.in\/urbanbuyer\/","logo":{"@id":"https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/#local-main-organization-logo"},"image":{"@id":"https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/#local-main-organization-logo"},"telephone":[],"openingHoursSpecification":[{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Wednesday","Thursday","Friday","Saturday","Sunday"],"opens":"09:00","closes":"17:00"}]},{"@type":"Person","@id":"https:\/\/royabhishek.in\/urbanbuyer\/#\/schema\/person\/e512343607f0603098a628b2f082e58d","name":"urbanbuyer","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/d42f47275424a56c9f4cd9c6025919eb181020d3091ce065aac775fd89d9df2b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d42f47275424a56c9f4cd9c6025919eb181020d3091ce065aac775fd89d9df2b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d42f47275424a56c9f4cd9c6025919eb181020d3091ce065aac775fd89d9df2b?s=96&d=mm&r=g","caption":"urbanbuyer"},"sameAs":["https:\/\/urbanbuyer.wpengine.com"],"url":"https:\/\/royabhishek.in\/urbanbuyer\/author\/urbanbuyer\/"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/royabhishek.in\/urbanbuyer\/do-it-yourself-superannuation-is-not-for-the-average-handyman\/#local-main-organization-logo","url":"https:\/\/royabhishek.in\/urbanbuyer\/wp-content\/uploads\/2021\/08\/UB-Logo-Colour.png","contentUrl":"https:\/\/royabhishek.in\/urbanbuyer\/wp-content\/uploads\/2021\/08\/UB-Logo-Colour.png","width":3920,"height":761,"caption":"Urban Buyer"}]}},"_links":{"self":[{"href":"https:\/\/royabhishek.in\/urbanbuyer\/wp-json\/wp\/v2\/posts\/2455","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/royabhishek.in\/urbanbuyer\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/royabhishek.in\/urbanbuyer\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/royabhishek.in\/urbanbuyer\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/royabhishek.in\/urbanbuyer\/wp-json\/wp\/v2\/comments?post=2455"}],"version-history":[{"count":0,"href":"https:\/\/royabhishek.in\/urbanbuyer\/wp-json\/wp\/v2\/posts\/2455\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/royabhishek.in\/urbanbuyer\/wp-json\/wp\/v2\/media\/2456"}],"wp:attachment":[{"href":"https:\/\/royabhishek.in\/urbanbuyer\/wp-json\/wp\/v2\/media?parent=2455"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/royabhishek.in\/urbanbuyer\/wp-json\/wp\/v2\/categories?post=2455"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/royabhishek.in\/urbanbuyer\/wp-json\/wp\/v2\/tags?post=2455"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}