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Investors who are expanding their portfolios this year and are planning to do so with lower budgets should consider one of the 20 suburbs identified by Eventus Financial.<\/p>\n
The list includes suburbs where three-bedroom houses have a median of below $1m, making the 10% home loan deposit less than $100,000.<\/p>\n
Only house markets are chosen, as freestanding houses are likely to give investors better long-term capital gains than units.<\/p>\n
NSW dominated the list with eight suburbs, followed by Queensland with five and Victoria with four.<\/p>\n
On top of the list is New South Wales\u2019 Safety Beach, where a three-bedroom house would only require a $76,000 10% deposit. This suburb has a healthy yield at 4.1%.<\/p>\n
Victoria\u2019s Tyabb also made it to the list \u2014 houses in this suburb can be purchased with a minimum deposit of $71,500.<\/p>\n
<\/p>\nTOP SUBURBS FOR INVESTORS WITH $100,000 DEPOSIT<\/h2>\n\n\t\t\t<\/td>\n
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<\/p>\n State<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Suburb<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Median price (3-bed house)<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 10% deposit<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Yield<\/p>\n \n\t\t\t<\/td>\n
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<\/p>\n NSW<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Safety Beach<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $765,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $76,500<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 4.1%<\/p>\n \n\t\t\t<\/td>\n
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<\/p>\n VIC<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Tyabb<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $715,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $71,500<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 3.6%<\/p>\n \n\t\t\t<\/td>\n
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<\/p>\n NSW<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Valley Heights<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $736,200<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $73,620<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 3.5%<\/p>\n \n\t\t\t<\/td>\n
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<\/p>\n VIC<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Belgrave<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $755,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $75,500<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 3.4%<\/p>\n \n\t\t\t<\/td>\n
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<\/p>\n NSW<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Millthorpe<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $637,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $63,700<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 3.7%<\/p>\n \n\t\t\t<\/td>\n
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<\/p>\n VIC<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Tecoma<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $815,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $81,500<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 2.9%<\/p>\n \n\t\t\t<\/td>\n
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<\/p>\n NSW<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Kariong<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $852,676<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $85,268<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 3.4%<\/p>\n \n\t\t\t<\/td>\n
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<\/p>\n NSW<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Wickham<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $760,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $76,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 3.8%<\/p>\n \n\t\t\t<\/td>\n
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<\/p>\n NSW<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Medowie<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $700,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $70,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 4.0%<\/p>\n \n\t\t\t<\/td>\n
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<\/p>\n VIC<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Sandhurst<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $950,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $95,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 3.1%<\/p>\n \n\t\t\t<\/td>\n
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<\/p>\n QLD<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Reedy Creek<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $988,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $98,800<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 4.3%<\/p>\n \n\t\t\t<\/td>\n
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<\/p>\n QLD<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Lower Beechmont<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $610,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $61,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 4.3%<\/p>\n \n\t\t\t<\/td>\n
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<\/p>\n TAS<\/p>\n \n\t\t\t<\/td>\n <\/p>\n | <\/p>\n |
<\/p>\n $501,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $50,100<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 4.6%<\/p>\n \n\t\t\t<\/td>\n
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<\/p>\n NSW<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Ropes Crossing<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $795,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $79,500<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 3.4%<\/p>\n \n\t\t\t<\/td>\n
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<\/p>\n TAS<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Park Grove<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $460,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $46,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 4.6%<\/p>\n \n\t\t\t<\/td>\n
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<\/p>\n NSW<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Tarago<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $530,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $53,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 4.9%<\/p>\n \n\t\t\t<\/td>\n
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<\/p>\n QLD<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Gilston<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $850,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $85,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 4.0%<\/p>\n \n\t\t\t<\/td>\n
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<\/p>\n SA<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Flagstaff Hill<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $627,500<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $62,750<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 4.1%<\/p>\n \n\t\t\t<\/td>\n
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<\/p>\n QLD<\/p>\n \n\t\t\t<\/td>\n <\/p>\n | <\/p>\n |
<\/p>\n $756,000<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $75,600<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 4.0%<\/p>\n \n\t\t\t<\/td>\n
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<\/p>\n QLD<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n Robina<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $901,500<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n $90,150<\/p>\n \n\t\t\t<\/td>\n <\/p>\n |
<\/p>\n 4.0%<\/p>\n \n\t\t\t<\/td>\n
Eventus Financial CEO Alex Veljancevsk said these suburbs give investors a range of options that would not put pressure on their pockets.<\/p>\n \u201cIf you\u2019re willing to be open-minded about your loan-to-value ratio and location, you can definitely buy a good investment property with a $100,000 deposit,\u201d he said.<\/p>\n However, Mr Veljancevsk noted that investors with less deposits of less than 20% of the property\u2019s value will have to pay for lender\u2019s mortgage insurance (LMI), which could around $20,000 in the total housing costs.<\/p>\n \u201cIf paying LMI were to allow you to enter the market a couple of years ahead of schedule, it might seem like a bargain if property prices were to increase, say, $50,000 in that time,\u201d he said.<\/p>\n \u2014<\/p>\n Photo by @thomasdeluze on Unsplash.<\/p>\n<\/p><\/div>\n
Do you need help finding the right loan for your investment?<\/strong><\/p>\n When investing in property, it is important to make sure that you not only have the lowest available rate that you can get, but also have the correct loan features for your needs.<\/p>\n Just fill in a few details below and we’ll then arrange for a local mortgage broker\u00a0to contact you and work out what features or types of loans are right for your needs. We’ll even help with the paperwork. Plus an\u00a0appointment is free.<\/p>\n \u00a0<\/p>\n<\/p><\/div>\n <\/p>\n |